Does Walmart Cash Checks? Know Walmart Check Cashing Fee, Limit, & Everything

The Tech Trend
4 min readJun 3


This blog will uncover all questions related to “Does Walmart Cash Checks” and other queries that everyone want to know.

  • Does Walmart cash checks…
  • How much does Walmart charge to cash a check…
  • What is the Walmart check cashing limit…
  • At what day and time I can check cashing at Walmart…
  • Do I have to submit an ID for check cashing at the Walmart store…

Walmart approaches distinctive strategies and ideas for its retailing business.

Being not only America’s biggest retail shopping store but also a primitive hub for financial services.

If you have ever run out of cash at Walmart, you would find yourself at Walmart MoneyCenter.

Walmart MoneyCenter is the company’s innovative one-stop financial services to help people with financial requirements including check cashing.

Does Walmart Cash Checks & What It Is? Are Walmart Cash Checks?

Walmart cash check or check cashing at Walmart refers to converting a check into cash (in-hand) instantly inside the Walmart store through Walmart MoneyCenter.

The process of cashing a check at Walmart is similar to a bank. This means less paperwork and money in hand instantly.

Check cashing at Walmart is easy but not all checks can be drawn for cash-in-hand requirements.

Also read: Does Walmart Take Afterpay? A Complete Guide!

What Kinds Of Checks Can Be Cashed At Walmart Stores?

Checks are sensitive-form of information, getting in different hands could raise a fraudulent case. Therefore, Walmart is strict with the kind of checks that the representative accepts for check-cashing services.

Here’s the list of checks that can be cashed at Walmart easily:

  • Tax refund checks
  • Government checks
  • Payroll checks
  • Cashiers’ checks
  • Insurance settlement checks
  • Two-party personal checks
  • MoneyGram money orders
  • 401(k), retirement disbursement checks

Beside these, following are the names of checks which are ineligible or checks that Walmart won’t cash include:

  • Personal checks
  • Checks with multiple payees
  • Post-dated checks
  • Checks dated more than 180 days prior
  • Handwritten checks
  • Non-MoneyGram money orders

Now wondering how much of the check you could cash at Walmart?

Let’s find out…!

How Large A Check Can You Cash At Walmart?

Walmart cash checks do have a check-cashing limit which probably lets you ask about how much I can cash a check at Walmart.

Well, the rules and limitations aren’t prolonged, it is pretty standard. Here is a general overview of Walmart check cashing limits.

With that said, Walmart provides no more than $5,000 check cashing service per check.

However, from January to April, this Walmart check cashing limit is increased temporarily to $7,500 in order to encompass the larger checks drawn by consumers from the results of their tax refunds.

The cashed funds can be obtained in any of the following ways:

i) Direct cash
ii) Reloading Walmart MoneyCard

How To Cash A Check At Walmart?

How do Walmart cash checks? Based on Walmart officials, cashing a check at Walmart is super easy and secure.

Here’s how to cash a check at Walmart store:

  • Visit your local Walmart store
  • Bring your check & a valid ID*
  • Cash at check from customer service desk or WMC*

* Walmart MoneyCenter (WMC) built inside the Walmart store zone.
* A valid government-issued ID required to submit e.g., U.S. passport, Driver’s licence, and State ID card.

Guidelines and Charges For Cashing A Check At Walmart

Walmart check cashing may sound feasible and helpful, but it involves some degree of nominal charges and Walmart check cashing fee.

  • $3.74 fee for each card cashing transaction.
  • Check cashing up to $1,000 has a max fee of $4.
  • Check cashing greater than $1,000 has a mx fee of $8.
  • Cash through cards are limited to $1,000 per transaction.
  • Walmart check cashing limit is three cards per person, per day.
  • Cash a check at Walmart for two-party checks up to $200 has a max fee of $6.
  • Check cashing amount is $5,000 from May through December and $7,500 from January through April.

How Much Does Walmart Check Cashing Cost?

Consider this, you ran out of cash by only $400. You need it urgently and run to Walmart.

How much does it cost to cash a check at Walmart in this situation?

You need to pay an extra $4 for a check cashing at Walmart.

Taking another example; if you cash a check at Walmart for more than $1,000, you need to pay $8 as a service charge.

Originally Published on The Tech Trend



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